Mapulani a Georgia Medicare mu 2021

Zamkati

• Medicare ndi chiyani?
• Ndondomeko Zopindulitsa za Medicare
• Ndi mapulani ati a Medicare Advantage omwe akupezeka ku Georgia?
• Kodi mukuyenera kulandira dongosolo la Medicare Advantage ku Georgia?
• Ndingalembetse liti ku mapulani a Medicare ku Georgia?
• Malangizo pakulembetsa ku Medicare ku Georgia
• Zowonjezera Georgia Medicare zothandizira
• Ndiyenera kuchita chiyani kenako?

Mu 2018, anthu 1,676,019 aku Georgia adalembetsa ku Medicare. Pali mazana a Medicare omwe akufuna kusankha ngati mukukhala ku Georgia.

Kaya mukufuna kusintha mapulani kuti mulandire zambiri kapena simukudziwa ngati mukuyenera kulandira Medicare Advantage Plan, pali zambiri zoti mudziwe za Medicare.

Medicare ndi chiyani?

Medicare ndi pulogalamu ya inshuwaransi yolipidwa ndi boma kwa anthu azaka zopitilira 65. Achinyamata omwe ali ndi chilema amathanso kulandira mapulani a Medicare ku Georgia. Okalamba ambiri amalembetsa ku Medicare yoyambirira (Gawo A ndi Gawo B).

Medicare Part A imakhudza ntchito zachipatala, monga:

• chisamaliro cha kuchipatala
• chithandizo chamankhwala chochepa panyumba
• chisamaliro cha odwala

Medicare Gawo B limafotokoza zamankhwala ndi chisamaliro choteteza, monga:

• kusankhidwa kwa adotolo
• mayeso a labu
• x-cheza
• Kuyeza matenda ashuga
• chisamaliro cha odwala kuchipatala

Medicare Part D ndi dongosolo la mankhwala lomwe lingakuthandizeni kulipirira mtengo wamankhwala. Mutha kusankha kulembetsa gawo D kuti muthandizire kulipira komwe kwaperekedwa ndi magawo A ndi B.

Madongosolo a Medicare ku Georgia amaphatikizanso Mapulani a Zosowa Zapadera (SNPs). Ndondomekozi zimapereka chithandizo kwa anthu omwe ali ndi thanzi labwino kapena omwe ali ndi zosowa zina zapadera.

Ndondomeko Zopindulitsa za Medicare

Mapulani a Medicare Advantage (Gawo C) ndi mapulani onse-amodzi omwe amapereka chithandizo chokwanira chaumoyo. Amapezeka kudzera kwa omwe amapereka inshuwaransi yazaokha.

Dongosolo la Medicare Advantage lithandizira kuchipatala komanso zamankhwala, komanso mankhwala. Malingaliro ena a Medicare Georgia aphatikizira zowonjezera zowonjezera za masomphenya kapena zosowa zamano, mapulogalamu olimbitsa thupi, kapena zothandizira kumva.

Ndi mapulani ati a Medicare Advantage omwe akupezeka ku Georgia?

Makampani a inshuwaransi otsatirawa amapereka mapulani a Medicare ku Georgia:

• Aetna Medicare
• Chabwino
• Nyimbo ya Blue Cross ndi Blue Shield
• CareSource
• Cigna
• Chotsani Health Health
• Clover Health
• Humana
• Kaiser Permanente
• Lasso Healthcare
• Zotsatira Sonder Health Plan, Inc.
• UnitedHealthcare
• Kusamalira

Makampaniwa amapereka mapulani m'maboma ambiri ku Georgia. Komabe, mapulani a Medicare Advantage amasiyana malinga ndi boma, chifukwa chake lembani ZIP code yanu posaka mapulani komwe mumakhala.

Kodi mukuyenera kulandira dongosolo la Medicare Advantage ku Georgia?

Okalamba ambiri amangodzilembetsa ku Medicare yoyambirira akafika zaka 65, koma muyenera kuyitanitsa dongosolo la Medicare Advantage. Kuti muyenerere dongosolo la Medicare Advantage ku Georgia muyenera kukwaniritsa izi:

• kukhala nzika yaku U.S. kapena wokhalitsa ku Georgia
• kulembetsa ku Medicare Part A ndi Part B yoyambirira
• mwalipira kuchotsera kwa Medicare

Muthanso kukhala ndi mwayi wopeza dongosolo la Medicare Advantage ku Georgia ngati muli ndi chilema kapena matenda osachiritsika monga amyotrophic lateral sclerosis (ALS) kapena matenda am'mapapo am'mimba (ESRD). Anthu aku Georgia omwe amalandira ndalama zapenshoni kuchokera ku Railroad Retirement Board kapena ku Social Security amathanso kulandira mwayi wapa Medicare Advantage.

Ndingalembetse liti ku mapulani a Medicare ku Georgia?

Mukamayandikira kupuma pantchito, mudzakhala ndi nthawi yoyamba kulembetsa pomwe mutha kulembetsa ku Medicare. Nthawi yoyamba iyi imayamba miyezi itatu isanakwanitse zaka 65 zakubadwa, ndipo imakulitsa miyezi 3 mutabadwa.

Nthawi yolembetsa ya Medicare pachaka kuyambira pa Okutobala 15 mpaka Disembala 7. Panthawiyi, mutha kusankha mapulani atsopano.

Palinso nthawi yolembetsa yotseguka ya Medicare Advantage kuyambira Januware 1 mpaka Marichi 31. Nthawi yolembetsa iyi yotseguka, mutha kusintha kuchokera ku Medicare yoyambirira kupita ku Medicare Advantage, kapena kusintha njira ina ya Medicare Advantage.

Muthanso kufunsira Medicare Georgia munthawi yolembetsa. Mutha kukhala woyenera kulembetsa ngati owalemba ntchito inshuwaransi asintha, kapena ngati muli ndi chilema.

Malangizo pakulembetsa ku Medicare ku Georgia

Mukamasankha pakati pa mapulani ndi omwe amanyamula, choyamba muyenera kuganizira zomwe mukufuna.

Musanalembetse ku Medicare Plan ku Georgia, lembani mndandanda wa mankhwala anu onse ndi kuchuluka kwa zomwe mumalipira pamankhwalawa. Muyeneranso kulingalira za momwe mumachezera dokotala wanu kangapo.

Kutengera ndi zomwe mumadziwa kuchipatala, dongosolo la Medicare Advantage kapena Gawo D (kufotokozera zamankhwala) lingakhale lomveka kwa inu.

Ngati mukusangalala kwambiri ndi dokotala wanu wapano, imbani foni kuofesi yanu kuti mudziwe kuti ndi omwe amapereka inshuwaransi. Ngati mukuganiza za dongosolo la Medicare Advantage, othandizira ambiri amangogwira ntchito ndi madotolo omwe ali pa intaneti.

Werengani ndemanga za omwe amanyamula mdera lanu kuti mupeze mapulani oyenera. Mutha kudziwa momwe pulani imagwirira ntchito pofikira dongosolo la nyenyezi za CMS. Iyi ndi njira yodziyesa nyenyezi imodzi mpaka isanu pomwe kuwerengetsa kwakukulu kumatanthauza kuti pulaniyo idachita bwino chaka chathachi. Mapulani amasintha chaka ndi chaka, chifukwa chake yang'anani mavoti.

Zowonjezera Georgia Medicare zothandizira

Mutha kudziwa zambiri zamadongosolo a Medicare ku Georgia polumikizana ndi mabungwe awa. Adzakhala okondwa kukupatsirani zambiri za Medicare Georgia ndikuthandizani kupeza dongosolo lomwe likukuyenererani.

• GeorgiaCares: Pezani thandizo kuchokera ku Georgia Medicare Savings Program yotchedwa GeorgiaCares. Monga gawo la State Health Insurance Assistance Program (SHIP), GeorgiaCares imapereka zidziwitso za Medicare, upangiri waulere, komanso kuthandizira kulembetsa mu dongosolo la Medicare ku Georgia. Amatha kulumikizidwa patelefoni pa 866-552-4464.
• Kugawidwa kwa Ntchito Zokalamba: The Division of Aging Services of Georgia itha kuthandiza ndi kuthandiza okalamba ku Georgia. Mutha kuyankhula ndi wina pafoni pa 404-657-5258.
• Khadi la Mankhwala Osokoneza Bongo ku Georgia. Pulogalamu yothandizira iyi imapangitsa kuti mankhwala azitsika mtengo kwa nzika zaku Georgia. Lumikizanani ndi 404-657-3127 kuti mumve zambiri.

Muthanso kudziwa momwe mungalembetsere dongosolo la Medicare ku Georgia, ndikuwunika zomwe mungachite poyimba 800-633-4227.

Ndiyenera kuchita chiyani kenako?

Kodi mwakonzeka kulembetsa nawo dongosolo la Medicare Advantage ku Georgia, ndikupezerani njira yabwino kwambiri yothandizira 2021?

• Pitani ku Medicare.gov kuti muwone mndandanda wa mapulani a Medicare Georgia mdera lanu, kenako pitani patsamba la wonyamulirayo kuti mumve zambiri zamapulani ena.
• Chepetsani kusaka kwanu poyang'ana kuchuluka kwa nyenyezi za CMS, pogwiritsa ntchito zip code yanu, ndikusankha bajeti yanu mukamayang'ana mapulani a Advantage.
• Lembetsani pa intaneti, gwiritsani ntchito pepala, kapena itanani woyitanira mwachindunji kuti mulembetse dongosolo la Medicare.

Madongosolo a Medicare ku Georgia atha kukuthandizani kulipira mtengo wazithandizo zanu. Kaya mukufuna kulandira Medicare kwa nthawi yoyamba, kapena mukufuna kuwonjezera kufalitsa kwanu, khalani ndi nthawi yowunika zomwe mungasankhe.

Mutha kupeza chokwanira chokwanira ndi Medicare Georgia, kapena musankhe kuwonjezera Plan D. Kutengera momwe zinthu ziliri, dongosolo la Medicare Advantage lingakuthandizeni kupulumutsa ndalama mwezi uliwonse, kukuthandizani zina zomwe zikugwirizana ndi zosowa zanu, kapena kukupatsani kusinthasintha.

Nkhaniyi idasinthidwa pa Novembala 10, 2020, kuti iwonetse zambiri za 2021 Medicare.

Zomwe zili patsamba lino zimatha kukuthandizani posankha nokha za inshuwaransi, koma cholinga chake si kupereka upangiri wokhudzana ndi kugula kapena kugwiritsa ntchito inshuwaransi kapena zinthu zilizonse za inshuwaransi. Healthline Media siyigulitsa bizinesi ya inshuwaransi mwanjira iliyonse ndipo siyololedwa kukhala kampani ya inshuwaransi kapena opanga madera aliwonse aku U.S. Healthline Media sivomereza kapena kuvomereza aliyense wachitatu yemwe angachite bizinesi ya inshuwaransi.