Zomwe Othandizira Amakhumba Mukadadziwa Zokhudza Zomwe Amakulipirani

Zamkati

• Pamene mankhwala sangafike
• Lingaliro la wothandizira
• Kusanthula mtengo weniweni wa mankhwala
• Vuto la inshuwaransi
• Ndalama zikamachepetsa anthu kuchipatala
• Othandizira akuyesera kuthandiza

Timaphatikizapo zinthu zomwe timaganiza kuti ndizothandiza kwa owerenga athu. Ngati mutagula maulalo omwe ali patsamba lino, titha kupeza ndalama zochepa. Nayi njira yathu.

"Palibe amene amakhala asing'anga poganiza kuti adzalemera."

Pafupifupi zaka 20 zapitazo ndidayamba kuvutika maganizo kwambiri. Idakhala ikumangidwa kwanthawi yayitali, koma nditakhala ndi zomwe ndimatchulabe kuti "kuwonongeka," zimawoneka ngati zikuchitika nthawi imodzi.

Ndidapatsidwa sabata yopuma pantchito yanga patchuthi. Koma m'malo mogwiritsa ntchito nthawi imeneyo kukhala ndi okondedwa kapena kuchita nawo tchuthi, ndidadzitsekera mnyumba yanga ndikukana kuchoka.

Pamasabata amenewo, ndidachepa mwachangu. Sindinagone, ndikusankha kuti ndikhalebe tcheru masiku angapo ndikuyang'ana chilichonse chomwe chingakhale pa chingwe.

Sindinasiye bedi langa. Sindinasambe. Ndinatseka khungu ndipo sindinayatse magetsi, ndikukhala ndikuwala kwa kanema wawayilesiyo m'malo mwake. Ndipo chakudya chokhacho chomwe ndimadya, masiku asanu ndi awiri owongoka, chinali Tirigu Wothira wothiridwa mu kirimu tchizi, nthawi zonse amasungidwa ndikufikira mkono pansi panga.

Pofika "kukhala kwanga" kutha, sindinathe kubwerera kuntchito. Sindingathe kuchoka panyumba panga. Lingaliro loti ndichite limapangitsa kuti mtima wanga ugunde komanso mutu wanga uzungulire.

Ndi bambo anga omwe adabwera pakhomo panga ndikuzindikira kuti sindinali bwino. Anandipatsa nthawi yokumana ndi dokotala wa banja langa komanso wothandizira nthawi yomweyo.

Kalelo zinthu zinali zosiyana. Kuyitanidwa kamodzi kuntchito yanga ndipo adandipatsa tchuthi cholipidwa cha thanzi lamisala, ndikupatsidwa mwezi wathunthu kuti ndibwerere kumalo athanzi.

Ndinali ndi inshuwaransi yabwino yomwe imakwaniritsa nthawi yomwe ndimadwala, motero ndimatha kuyendera tsiku lililonse ndikudikirira mankhwala omwe andipatsa kuti ndilowemo. Palibe chilichonse chomwe ndimayenera kuda nkhawa kuti ndimalipira bwanji . Ndimangofunika kuyang'ana kuchira.

Ndikadakhala ndi vuto lofananira lero, sizingakhale zoona.

Pamene mankhwala sangafike

Monga aliyense mdziko muno, ndakumana ndi kuchepa kwa mwayi wopeza chithandizo chamankhwala wotsika mtengo, makamaka chisamaliro chotsika mtengo chamisala, pazaka 2 zapitazi.

Lero, inshuwaransi yanga imapereka mwayi wochezera ochepa. Koma zimabweranso ndi $ 12,000 pachaka kuchotsera pachaka, zomwe zikutanthauza kuti kupita kuchipatala nthawi zonse kumapangitsa kuti ndizilipira mthumba.

China chake ndimachichitabe kangapo pachaka, ngati ndingofufuza ndikusinthanso malingaliro anga.

Chowonadi nchakuti, Ndine munthu yemwe nthawi zonse zimakhala bwino ndikamamupatsa mankhwala pafupipafupi. Koma m'mikhalidwe yanga yapano, monga mayi wosakwatiwa amene ndimayendetsa bizinesi yanga, sindikhala ndi zofunikira nthawi zonse kuti izi zitheke.

Ndipo mwatsoka, nthawi zambiri ndimafunikira chithandizo kwambiri kuti ndikwanitse kugula.

Kulimbana komwe ndikudziwa kuti sindili ndekha.

Tikukhala pagulu lomwe limakonda kuloza chala matenda amisala ngati chinthu chonyamula chilichonse kuchokera pakusowa pokhala mpaka kuwomberana mfuti, koma poyimba mlanduwu timalephera kupezera anthu thandizo lomwe angafune.

Ndi dongosolo lolakwika lomwe silimakhazikitsa aliyense kuti achite bwino. Koma si okhawo omwe amafunikira chisamaliro cham'mutu omwe amavutika m'manja mwa dongosololi.

Ndionso madokotala okha.

Lingaliro la wothandizira

"Palibe amene amakhala asing'anga akuyembekeza kuti adzalemera," katswiri wazachinyamata a John Mopper akuuza Healthline.

"Kukhala wokhoza kuchita zomwe ndimagwira pantchito ndi chinthu chodabwitsa kwambiri padziko lapansi," akutero. "Zoti patsiku lililonse, nditha kukhala pakati pa achinyamata asanu ndi mmodzi mpaka asanu ndi atatu ndikukambirana maora 6 mpaka 8, ndikuyembekeza kukhudza tsiku la wina m'njira yabwino, ndikulipidwa? Ndizowona zomwe zimandidzutsa m'mawa uliwonse. "

Koma ndikuti kulipidwa gawo lomwe nthawi zina limatha kuyika pachiswe ntchito yomwe akatswiri ambiri akuyesera kuchita.

Mopper ndi mnzake wa Blueprint Mental Health ku Somerville, New Jersey. Gululi liri ndi iye ndi mkazi wake, Michele Levin, komanso othandizira asanu omwe amawathandiza.

"Tilibiretu ntchito ndi inshuwaransi," akufotokoza. "Othandizira omwe satenga inshuwaransi amakonda kutenga rap yoipa kwa anthu ena, koma chowonadi ndichakuti ngati makampani a inshuwaransi amalipira ndalama zokwanira, tikadakhala omasuka kulowa nawo pa intaneti."

Ndiye, ndendende, kodi "chilungamo" chikuwoneka bwanji?

Kusanthula mtengo weniweni wa mankhwala

Carolyn Ball ndi mlangizi waluso wokhala ndi zilolezo komanso mwini wa Elevate Counselling + Wellness ku Hinsdale, Illinois. Amauza a Healthline kuti pali zinthu zambiri zomwe zimapangitsa kuti azitha kulandira chithandizo chamankhwala.

"Monga mwini bizinesi yangayekha, ndimayang'ana maphunziro anga komanso zomwe ndimakumana nazo pamsika, mtengo wa lendi mdera langa, mtengo wopezera ofesi, mtengo wotsatsa, maphunziro opitilira, chindapusa cha akatswiri, inshuwaransi, ndipo pamapeto pake , mtengo wa zinthu, ”akutero.

Ngakhale magawo azachipatala nthawi zambiri amayendetsa odwala kulikonse kuyambira $ 100 mpaka $ 300 pa ola, ndalama zonse zomwe tatchulazi zimachokera pamalipiro amenewo. Ndipo othandizira ali ndi mabanja awo oti aziwasamalira, ngongole zawo zolipira.

Vuto la inshuwaransi

Zochita za Ball ndi zina zomwe sizitenga inshuwaransi, makamaka chifukwa cha kuchepa kwamakampani a inshuwaransi yolipira.

"Chinthu chimodzi chomwe ndikuganiza kuti anthu sazindikira ndichakuti nthawi yothandizira imagwira ntchito mosiyana ndi ntchito zina zamankhwala," Ball akufotokoza. “Dokotala kapena dotolo amatha kuwona odwala pafupifupi 8 pa ola limodzi. Wothandizira amangowona m'modzi. ”

Izi zikutanthauza kuti ngakhale adotolo amatha kuwona, ndikulipiritsa odwala 48 patsiku, othandizira nthawi zambiri amakhala ochepa maola 6.

"Izi ndizosiyana kwambiri ndi ndalama!" Mpira akuti. "Ndikukhulupirira moona mtima kuti madokotala omwe amagwirako ntchito ndi ofunika mofanana ndi ntchito zomwe akatswiri ena azachipatala amachita, komabe malipiro ake ndi ochepa kwambiri."

Kuphatikiza apo, kulipira kudzera ku inshuwaransi nthawi zambiri kumabweretsa ndalama zowonjezera, malinga ndi katswiri wazamisala Dr. Carla Manly.

“Potengera mtundu wa zolipiritsa inshuwaransi, othandizira ambiri amayenera kugwira ntchito yolipiritsa. Izi zitha kukhala zokhumudwitsa komanso zodula, ”akutero, ndikufotokozera kuti zotsatira zake ndikuti wothandizira nthawi zambiri amalandila ndalama zosakwana theka la zomwe adalipira poyamba.

Ndalama zikamachepetsa anthu kuchipatala

Othandizira amadziwa kuti magawo awo amatha kukhala olepheretsa kufunafuna chithandizo.

"Zachisoni, ndikuganiza kuti izi ndizofala," akutero Manly. "Anthu ambiri omwe ndimagwira nawo ntchito ali ndi abwenzi komanso abale omwe amafunikira chithandizo koma samapita pazifukwa ziwiri zazikulu: mtengo ndi kusalidwa."

Akuti wathandiza anthu ochokera kudera lonselo kupeza ndalama zotsika mtengo kuchipatala pakafunika kutero. "Ndinangochitira izi ku Florida," akufotokoza. "Ndipo ntchito za 'mtengo wotsika' zinali pakati pa $ 60 mpaka $ 75 pagawo, zomwe ndi ndalama zambiri kwa anthu ambiri!"

Palibe amene akutsutsa kuti aphungu amafunika kukhala ndi moyo, ndipo aliyense mwa akatswiri omwe Healthline adalankhula nawo akhazikitsa mitengo yawo poganizira zosowazo.

Koma onsewa ndianthu omwe adalowa ntchito yothandizira chifukwa akufuna kuthandiza anthu. Chifukwa chake, akakumana ndi makasitomala, kapena omwe angathe kukhala makasitomala, omwe amafunikiradi thandizo koma sangakwanitse, amadzipeza okha akufunafuna njira zowathandizira.

"Izi ndizovuta kwa ine," Ball akufotokoza. “Kupita kuchipatala kungasinthe moyo wa munthu wina. Kukhazikika kwanu ndikofunika kwambiri kuti mukhale ndi maubwenzi abwino, kukulitsa tanthauzo, komanso kudzidalira. ”

Amafuna kuti aliyense akhale ndi mwayi wotere, komanso akuyendetsa bizinesi. Iye anati: “Zimandivuta kuti ndikhale ndi mtima wofuna kuthandiza aliyense amene akufunika kupeza zofunika pa moyo.

Othandizira akuyesera kuthandiza

Mpira umasungira malo angapo otseguka pamilingo yake sabata iliyonse kwa makasitomala omwe amafunikira thandizo koma sangakwanitse kulipira. Zochita za Mopper zimachitanso chimodzimodzi, kupatula ma sabata sabata iliyonse omwe ali ovomerezeka kwa makasitomala okhazikika omwe afotokoza zosowazo.

"Kupereka ntchito zina kwaulere kwa makasitomala omwe alibe njira zogwirira ntchito kumangirizidwa mu malangizo athu," Mopper akufotokoza.

Manly amakwaniritsa chikhumbo chake chofuna kuthandiza osowa mwanjira zina, kudzipereka sabata iliyonse kumalo osinthira mankhwala osokoneza bongo ndi mowa, kuchititsa gulu lothandizira pamtengo wotsika sabata, komanso kudzipereka ndi omenyera nkhondo.

Onse atatu omwe atchulidwawa akuthandiza anthu kupeza ntchito zotsika mtengo pomwe sizingatheke kuti awonekere kuofesi yawo. Ena mwa malingaliro awo ndi awa:

• zipatala
• masukulu aku koleji (omwe nthawi zina amakhala ndi upangiri wophunzitsira ophunzira ndi mitengo yotsika)
• Ntchito zolangiza anzawo
• ntchito monga Open Path Collective, yopanda phindu yothandiza anthu kupeza chithandizo chamankhwala chotsika
• chithandizo chapaintaneti, kupereka chithandizo kudzera pavidiyo kapena kucheza pamlingo wotsika

Pali zosankha zomwe zingapezeke kwa omwe alibe ndalama, koma Manly akuvomereza, "Kupeza zothandizira, zomwe nthawi zambiri zimakhala 'zosavuta' kwa othandizira kapena akatswiri ena, zitha kukhala zowopsa kapena zowopsa kwa munthu amene akuvutika ndi nkhawa kapena nkhawa. Ichi ndichifukwa chake ndikofunikira kwambiri kuti tithandizire ena. ”

Chifukwa chake, ngati mukufuna thandizo, musalole ndalama kukhala zomwe zimakulepheretsani kuti muzilandire.

Pitani kwa wothandizira mdera lanu, kuti mudziwe zomwe angakupatseni. Ngakhale simungakwanitse kuwawona, atha kukuthandizani kuti mupeze wina yemwe mungamone.

Leah Campbell ndi wolemba komanso mkonzi yemwe amakhala ku Anchorage, Alaska. Ndi mayi wosakwatiwa mwakufuna atatha zochitika zingapo zomwe zidapangitsa kuti mwana wake wamkazi atengeredwe. Leah ndi mlembi wa buku la "Single Infertile Female" ndipo adalemba kwambiri pamitu yokhudza kusabereka, kulera ana, ndi kulera. Mutha kulumikizana ndi Leah kudzera pa Facebook, tsamba lake, ndi Twitter.