Momwe mungasungire ndalama pamankhwala

Mtengo wotulutsira mthumba wa mankhwala akuchipatala ungawonjezekenso. Nkhani yabwino ndiyakuti pakhoza kukhala njira zopulumutsira pamankhwala osokoneza bongo. Yambani posinthira pazomwe mungasankhe kapena kulembetsa pulogalamu yotsitsa. Nazi njira zina zabwino zotetezera pamankhwala.

Mankhwala achibadwa ndi mankhwala amtundu wa mankhwala. Ali ndi mankhwala ofanana ndi mankhwala odziwika. Generic imavomerezedwa kukhala yotetezeka komanso yothandiza ndi Food and Drug Administration (FDA). Mankhwalawa amatenga ndalama zambiri chifukwa cha kafukufuku yemwe adapangidwa. Mankhwalawa ndi mankhwala omwewo, ndipo amawononga ndalama zochepa.

Muthanso kugula mankhwala ofanana nawo pamtengo wotsika. Iyi ndi njira ina ya mankhwala, koma imathandizanso chimodzimodzi. Itha kugwira ntchito chimodzimodzi.

Funsani wothandizira zaumoyo wanu ngati pali njira ina kapena mankhwala ofanana nawo, otsika mtengo, a mankhwala omwe mumamwa.

Mutha kuyitanitsa mankhwala anu kawiri, ndikugawa mapiritsiwo pakati. Zimatengera mtundu wa mankhwala ndi mlingo womwe ukutenga. Nthawi zina, zimatha kukupulumutsirani ndalama.

A FDA ali ndi mndandanda wa mankhwala omwe amatha kugawidwa mosamala. Ngati mapiritsi avomerezedwa kuti agawike, padzakhala cholembedwa mu gawo la "Momwe Zimaperekedwera" pachizindikiro cha mankhwala. Padzakhalanso mzere wodutsa mapiritsi wokuwonetsani komwe mungagawe. Muyenera kugawaniza piritsi limodzi nthawi imodzi ndikugwiritsa ntchito magawo onse awiri musanadule mapiritsi ena.

Musagawane mapiritsi musanalankhule ndi omwe akukuthandizani kaye. Mankhwala ena akhoza kukhala owopsa ngati agawanika asanagwiritsidwe ntchito.

Yesetsani kupeza mankhwala osungira makalata abwino amayeza anu ataliatali. Dongosolo lanu laumoyo lingakupatseni limodzi. Mutha kuyitanitsa kupezeka kwamasiku 90 ndipo mutha kukhala ndi copay yotsika.

Komanso, mutha kusaka paintaneti pamitengo yabwino yoyitanitsa makalata. Kenako fufuzani dongosolo lanu laumoyo kuti muwonetsetse kuti mankhwala omwe mumagula pulogalamuyi adzakonzedweratu musanayitanitse.

Kumbukirani, sizinthu zonse pa intaneti zomwe zili zotetezeka. Funsani dongosolo lanu laumoyo kapena wothandizira musanagule kuti muwonetsetse kuti pulogalamuyi ndiyabwino.

Mutha kukhala oyenera kulandira pulogalamu yothandizira mankhwala. Zimatengera zomwe mumapeza komanso thanzi lanu. Makampani ena opanga mankhwala amapereka mapulogalamuwa. Amatchedwanso "mapulogalamu othandizira odwala." Mutha kupeza khadi yotsitsa, yaulere, kapena yotsika mtengo. Mutha kulembetsa mwachindunji ku kampani yopanga mankhwala pamankhwala omwe mukumwa.

Mawebusayiti monga Zosowa (www.needymeds.org) ndi Mgwirizano Wothandizidwa ndi Mankhwala (www.pparx.org) ingakuthandizeni kupeza chithandizo cha mankhwala omwe mukumwa.

Ena akuti ndi mapulani a inshuwaransi yazaumoyo amaperekanso mapulogalamu othandizira. Funsani dongosolo lanu laumoyo ndi masamba a boma lanu.

Ngati muli ndi zaka zopitilira 65, yang'anani za mankhwala owonjezera (Medicare Part D). Kupeza inshuwaransi posankha izi kumatha kukuthandizani kulipira mankhwala anu.

Tengani mankhwala anu onse molangizidwa kuti mupewe mavuto omwe angayambitse matenda komanso kuwononga ndalama. Uzani wothandizira wanu ngati mukumwa mankhwala ena, zitsamba, kapena mankhwala owonjezera.

Pangani ubale wabwino ndi wamankhwala wanu. Wosunga mankhwala anu akhoza kukusamalirani, amalangiza njira zosungira ndalama, ndikuwonetsetsa kuti mankhwala omwe mumamwa ndi otetezeka.

Sinthani vuto lanu. Njira imodzi yabwino yopulumutsira ndalama pazithandizo zazaumoyo ndikukhala athanzi.

Funsani omwe akukuthandizani paulendo uliwonse kuti muwone ngati mukufunika kupitiriza kumwa mankhwala. Pakhoza kukhala njira zina zothanirana ndi vuto lanu zomwe zimakhala zotsika mtengo.

Ingogulani mankhwala kuchokera ku chiphatso chololedwa ku US. Musagule mankhwala ochokera kumayiko akunja kuti musunge ndalama. Ubwino ndi chitetezo cha mankhwalawa sichikudziwika.

Lankhulani ndi omwe amakupatsani ngati:

• Mukuvutika kulipira mankhwala anu
• Muli ndi mafunso kapena nkhawa zamankhwala anu

Tsamba la US Food & Drug Administration. Njira zabwino zogawanika piritsi. www.fda.gov/Drugs/ResourcesForYou/Consumers/BuyingUsingMedicineSafely/EnsuringSafeUseofMedicine/ucm184666.htm. Idasinthidwa pa Ogasiti 23, 2013. Idapezeka pa Okutobala 28, 2020.

Tsamba la US Food & Drug Administration. Kusunga ndalama pamankhwala omwe mwalandira. www.fda.gov/drugs/resource-you/saving-money-prescription-dugs. Idasinthidwa pa Meyi 4, 2016. Idapezeka pa Okutobala 28, 2020.

• Mankhwala