Momwe mungasankhire nyumba yosungirako okalamba

Kunyumba yosungira anthu okalamba, ogwira ntchito aluso komanso othandizira azaumoyo amapereka chisamaliro nthawi yayitali. Nyumba zosungira okalamba zimatha kupereka ntchito zosiyanasiyana:

• Nthawi zonse chithandizo chamankhwala
• Kuyang'anira maola 24
• Kusamalira unamwino
• Kuyendera madokotala
• Kuthandiza pa zochitika za tsiku ndi tsiku, monga kusamba ndi kudzikongoletsa
• Thupi, ntchito, komanso kulankhula
• Zakudya zonse

Nyumba zosungira okalamba zimapereka chisamaliro chakanthawi kochepa komanso kwakanthawi, kutengera zosowa za wokhalamo.

• Mungafunike chisamaliro chakanthawi kochepa mukachira matenda akulu kapena kuvulala mukamalandila kuchipatala. Mukachira, mutha kupita kwanu.
• Mungafunike chisamaliro cha tsiku ndi tsiku kwa nthawi yayitali ngati muli ndi vuto lamaganizidwe kapena thupi ndipo simungathe kudzisamalira.

Mtundu wa chisamaliro chomwe mungafune ndi womwe ungasankhe malo omwe mungasankhe, komanso momwe mumalipirira chisamaliro chimenecho.

ZINTHU ZOFUNIKA KUZIGANIZIRA POSANKHA MALO OGWIRITSIRA NTCHITO

Mukayamba kufunafuna nyumba yosungirako okalamba:

• Gwirani ntchito ndi wogwira ntchito zachitetezo chanu kapena mutuluke kuchipatala ndikufunseni za chisamaliro chofunikira. Funsani malo omwe angakulimbikitseni.
• Muthanso kufunsa omwe amakuthandizani azaumoyo, abwenzi, komanso abale, kuti akuthandizeni.
• Lembani mndandanda wa nyumba zonse zosamalirako okalamba kapena pafupi ndi dera lanu zomwe zimakwaniritsa zosowa zanu kapena za wokondedwa wanu.

Ndikofunika kuchita homuweki pang'ono - sizinthu zonse zomwe zimapereka chisamaliro chofanana. Yambani kuyang'ana malo ku Medicare.gov Nursing Home Fananizani - www.medicare.gov/nursinghomecompare/search.html. Izi zimakuthandizani kuti muwone ndikuyerekeza nyumba zosungira anthu za Medicare- ndi Medicaid potengera njira zina zabwino:

• Kuyendera zaumoyo
• Kuyendera chitetezo chamoto
• Malembedwe aantchito
• Ubwino wosamalira okhalamo
• Mapenate (ngati alipo)

Ngati simungapeze nyumba yosungirako okalamba yomwe ili patsamba lino, fufuzani kuti muwone ngati ndi Medicare / Medicaid yotsimikizika. Malo okhala ndi chizindikiritsochi ayenera kukwaniritsa miyezo ina yabwino. Ngati malo anu sanatsimikizidwe, muyenera kuchotsa pamndandanda wanu.

Mukasankha malo ochepa kuti muwone, pitani pamalo aliwonse kuti muwone:

• Ngati akutenga odwala atsopano. Kodi mungapeze chipinda chimodzi, kapena muyenera kugawana chipinda chimodzi? Zipinda zokhazokha zitha kukhala zambiri.
• Mulingo wa chisamaliro choperekedwa. Ngati kuli kofunikira, funsani ngati akupereka chisamaliro chapadera, monga kukonzanso sitiroko kapena kusamalira odwala matenda amisala.
• Kaya avomereza Medicare ndi Medicaid.

Mukakhala ndi mndandanda wazinthu zomwe zikukwaniritsa zosowa zanu, pangani nthawi yoti mudzayendere aliyense kapena funsani munthu amene mumamukhulupirira kuti adzayendere. Nazi zinthu zina zofunika kuziganizira mukamacheza.

• Ngati ndi kotheka, nyumba yosungirako okalamba iyenera kukhala pafupi kuti achibale azitha kuyendera pafupipafupi. Zimakhalanso zosavuta kuyang'ana pa mlingo wa chisamaliro chomwe chikuperekedwa.
• Chitetezo chimakhala bwanji mnyumbayi? Funsani za maola ochezera komanso zoletsa zilizonse mukamayendera.
• Lankhulani ndi ogwira nawo ntchito ndikuwona momwe amachitira ndi okhalamo. Kodi kuyanjanaku ndi kwaubwenzi, ulemu, ndi ulemu? Kodi amatcha okhalamo mayina awo?
• Kodi pali azamwino ovomerezeka omwe amapezeka maola 24 patsiku? Kodi namwino wovomerezeka amalembetsa maola 8 tsiku lililonse? Kodi chimachitika ndi chiyani ngati dokotala akufunika?
• Ngati pali winawake wothandizira woti athandizire pamafunika othandizira anthu?
• Kodi okhalamo amaoneka aukhondo, okonzekera bwino, komanso ovala bwino?
• Kodi chilengedwe ndi chowala bwino, chaukhondo, chokongola, komanso kotentha? Kodi pali fungo losasangalatsa? Kodi kumakhala phokoso kwambiri m'malo odyera komanso malo wamba?
• Funsani za momwe ogwira ntchito amalembedwera - kodi pali macheke am'mbuyo? Kodi ogwira ntchito amapatsidwa nzika zakomweko? Kodi chiŵerengero cha ogwira ntchito ndi okhala ndi chiani?
• Funsani za dongosolo la chakudya ndi chakudya. Kodi pali zosankha pa chakudya? Kodi angakhale ndi zakudya zapadera? Funsani ngati ogwira nawo ntchito amathandizira okhala nawo pakudya ngati pakufunika kutero. Kodi amaonetsetsa kuti okhalamo akumwa madzi okwanira? Kodi izi zimayeza bwanji?
• Kodi zipinda ndizotani? Kodi wokhalamo angabweretse katundu kapena mipando? Katundu wanu ndiotetezeka motani?
• Kodi pali zochitika zokhalamo nzika?

Medicare.gov imapereka mindandanda yothandiza ya Nursing Home yomwe mungafune kupita nayo mukamayang'ana malo osiyanasiyana: www.medicare.gov/NursingHomeCompare/checklist.pdf.

Yesani kubweranso nthawi ina yamasana ndi sabata. Izi zitha kukuthandizani kuti mukhale ndi chithunzi chokwanira cha malo aliwonse.

Kulipira moyamikira kusamalira kwawo

Ntchito yosamalira okalamba ndi yokwera mtengo, ndipo ma inshuwaransi ambiri azaumoyo sangakwaniritse zonse. Nthawi zambiri anthu amalipira ndalamazo pogwiritsa ntchito kudzipiritsa, Medicare, ndi Medicaid.

• Ngati muli ndi Medicare, itha kulipirira kanthawi kochepa kusamalira okalamba mukakhala kuchipatala kwamasiku atatu. Simalimbikitsa chisamaliro chanthawi yayitali.
• Medicaid imalipira chisamaliro cha nyumba zosungira okalamba, ndipo anthu ambiri m'nyumba zosungira okalamba ali ku Medicaid. Komabe, muyenera kukhala oyenerera kutengera zomwe mumapeza. Nthawi zambiri anthu amayamba ndikulipira m'thumba. Akangowononga ndalama zawo atha kulembetsa ku Medicaid - ngakhale sanakhalepo kale. Komabe, okwatirana amatetezedwa kuti asataye nyumba zawo kuti alipire chisamaliro cha anzawo okalamba.
• Inshuwaransi yanthawi yayitali, ngati muli nayo, itha kulipira chisamaliro chanthawi yayitali kapena yayitali. Pali mitundu yambiri ya inshuwaransi yayitali; ena amangolipira malo osamalira okalamba, ena amalipira ntchito zosiyanasiyana. Simungathe kupeza inshuwaransi yamtunduwu ngati muli ndi vuto lomwe lidalipo kale.

Ndibwino kuti mupeze upangiri walamulo mukamaganizira momwe mungaperekere ndalama zosamalirira - makamaka musanagwiritse ntchito ndalama zanu zonse. Dera Lanu la Ukalamba lingathe kukutsogolerani kuzinthu zalamulo. Muthanso kuyendera LongTermCare.gov kuti mumve zambiri.

Malo osamalira anthu okalamba - nyumba yosungirako okalamba; Kusamalira nthawi yayitali - nyumba yosamalira okalamba; Kusamalira kwakanthawi kochepa - nyumba yosamalira okalamba

Malo opangira tsamba la Medicare ndi Medicaid Services. Phukusi la anamwino: nyumba zosungira anthu okalamba - Upangiri wa mabanja ndi omwe amathandizira a Medicaid. www.cms.gov/Medicare-Medicaid-Coordination/Fraud-Prevention/Medicaid-Integrity-Education/Downloads/nursinghome-beneficiary-booklet.pdf. Idasinthidwa Novembala 2015. Idapezeka pa Ogasiti 13, 2020.

Malo opangira tsamba la Medicare ndi Medicaid Services. Kuwongolera kwanu posankha nyumba yosungirako okalamba kapena ntchito zina zazitali ndi zothandizira. www.medicare.gov/Pubs/pdf/02174-Nursing-Home-Other-Long-Term-Services.pdf. Idasinthidwa mu Okutobala 2019. Idapezeka pa Ogasiti 13, 2020.

Tsamba la Medicare.gov. Nyumba ya okalamba yerekezerani. www.medicare.gov/nursinghomecompare/search.html. Idapezeka pa Ogasiti 13, 2020.

National Institute patsamba lokalamba. Kusankha nyumba yosamalira okalamba. www.nia.nih.gov/health/choosing-nursing-home. Idasinthidwa pa Meyi 1, 2017. Yayesedwa pa Ogasiti 13, 2020.

National Institute patsamba lokalamba. Malo okhalamo, malo okhala othandizira, ndi nyumba zosungira anthu okalamba. www.nia.nih.gov/health/residential-facilities-assist-living-and-nursing-homes. Idasinthidwa pa Meyi 1, 2017. Idapezeka pa Ogasiti 13, 2020.

• Nyumba Zaunamwino