Kodi Medicare Cover Knee Replacement Opaleshoni?

Zamkati

• Ndalama zanu zakuthumba
• Gawo la Medicare D.
• Dongosolo lowonjezera la Medicare (Medigap)
• Ndondomeko ya Medicare Advantage (Gawo C)
• Njira zina zochitira maondo
• Tengera kwina

Medicare yapachiyambi, yomwe ndi Medicare mbali A ndi B, idzagulira mtengo wochitiranso maondo m'malo mwake - kuphatikiza mbali zina za njira yanu yochira - ngati dokotala akuwonetsa bwino kuti opaleshoniyi ndiyofunika kuchipatala.

Medicare Part A (inshuwaransi ya chipatala) ndi Medicare Part B (inshuwaransi yamankhwala) iliyonse imatha kufotokoza mbali zosiyanasiyana.

Phunzirani zambiri za zomwe zaphimbidwa ndi zomwe sizili, komanso njira zina zamabondo zomwe zimayikidwa pansi pa Medicare.

Ndalama zanu zakuthumba

Mulipira ndalama kuchokera kuthumba lomwe limagwiritsidwa ntchito pochita maondo anu, kuphatikiza gawo lanu lochotseredwa ndi 20% ya ndalama (zotsalira).

Onetsetsani kuti mutsimikizire ndi dokotala komanso chipatala ndalama zenizeni zochiritsira ndi chisamaliro chotsatira, monga mankhwala opweteka ndi mankhwala.

Ngati simunasankhe pulogalamu ya mankhwala ya Medicare Part D, mankhwala atha kukhala ndalama zowonjezera.

Gawo la Medicare D.

Medicare Part D, mwayi wothandizila womwe ungapezeke kwa aliyense amene ali ndi Medicare, uyenera kupereka mankhwala oyenera pakuthana ndi kupweteka.

Dongosolo lowonjezera la Medicare (Medigap)

Ngati muli ndi dongosolo lowonjezera la Medicare, kutengera tsatanetsatane, ndalama zakuthumba zitha kulipidwa ndi ndondomekoyi.

Ndondomeko ya Medicare Advantage (Gawo C)

Ngati muli ndi dongosolo la Medicare Advantage, kutengera tsatanetsatane wa pulani yanu, ndalama zanu zotuluka mthumba zitha kukhala zochepa poyerekeza ndi Medicare yoyambirira. Madongosolo ambiri a Medicare Advantage akuphatikizapo Gawo D.

Njira zina zochitira maondo

Kuphatikiza pakuchita maondo m'malo mwake, Medicare itha kuphimba:

• Kusintha kwa viscosup. Njirayi imalowetsa hyaluronic acid, madzi othira mafuta, kulowa bondo pakati pamafupa awiriwo. Hyaluronic acid, chinthu chofunikira kwambiri pamadzimadzi olowa m'malo olumikizana bwino, amathandizira kuthira mafuta olumikizanawo, zomwe zimapangitsa kuti muchepetse kupweteka, kuyenda bwino, komanso kuchepa kwa kufalikira kwa nyamakazi.
• Thandizo la mitsempha. Chithandizochi chimaphatikizapo kusinthasintha kwa mitsempha yotsitsika pabondo kuti muchepetse kupanikizika ndikuchepetsa ululu.
• Kutsitsa kulimba kwamondo. Kuti athetse ululu, mtundu wamtunduwu wa bondo umachepetsa kuyenda kwa mawondo ndikuyika magawo atatu pamavuto. Izi zimapangitsa bondo kugwada kuchoka kumalo opweteka a chophatikizana. Medicare imaphimba ma bondo omwe mukuwona kuti ndiofunika kuchipatala ndi dokotala wanu.

Mankhwala odziwika bwino a mawondo omwe sanapezeke ndi Medicare ndi awa:

• Thandizo la tsinde. Njirayi imaphatikizapo kulowetsa timadzi timene timagwiritsa ntchito mabondo kuti tibwezeretsenso khungu.
• Plasma wolemera m'maplatelet (PRP). Chithandizochi chimaphatikizapo kupiritsa ma platelet omwe amachokera m'magazi a wodwalayo kuti akalimbikitse machiritso achilengedwe.

Tengera kwina

Kuchita maondo m'malo mwake komwe kumaonedwa kuti ndikofunikira kuchipatala kuyenera kuphimbidwa ndi Medicare.

Ganizirani kulumikizana ndi Medicare kuti muwonetsetse kuti ndalama zolowa m'malo mwa bondo zidzakwaniritsidwa mwakuitana 800-MEDICARE (633-4227).

Zomwe zili patsamba lino zimatha kukuthandizani posankha nokha za inshuwaransi, koma cholinga chake si kupereka upangiri wokhudzana ndi kugula kapena kugwiritsa ntchito inshuwaransi kapena zinthu zilizonse za inshuwaransi. Healthline Media siyigulitsa bizinesi ya inshuwaransi mwanjira iliyonse ndipo siyololedwa kukhala kampani ya inshuwaransi kapena opanga madera aliwonse aku U.S. Healthline Media sivomereza kapena kuvomereza aliyense wachitatu yemwe angachite bizinesi ya inshuwaransi.

Werengani nkhaniyi m'Chisipanishi