Kodi Medicare Imaphimba Thandizo La Mental Health?

Zamkati

• Medicare Part A komanso opatsirana odwala
• Medicare Part B ndi chithandizo chamankhwala cham'maganizo
• Ntchito zamisala yamaganizidwe
• Medicare Part D komanso kufotokozera mankhwala
• Zomwe Medicare zoyambirira sizikuphimba
• Tengera kwina

Medicare imathandizira kubisalira kuchipatala komanso kuchipatala.

Zitha kuthandizanso kuphimba mankhwala omwe mungafunike kuchipatala.

Pitilizani kuwerenga kuti mudziwe zambiri zamankhwala omwe amathandizidwa ndi Medicare, ndi zomwe sizili.

Medicare Part A komanso opatsirana odwala

Medicare Part A (inshuwaransi ya chipatala) imathandizira kuthana ndi chithandizo chamankhwala opatsirana mwachipatala mwina kuchipatala chachikulu kapena kuchipatala chamisala.

Medicare imagwiritsa ntchito nthawi zopindulitsa poyesa kugwiritsa ntchito kwanu zipatala. Nthawi yopindulitsa imayamba tsiku lolandila odwala ndipo imatha patatha masiku 60 mosalandila chisamaliro cha odwala.

Ngati mwalandilidwanso kuchipatala mutatha masiku 60 osagonekedwa, nthawi yatsopano yopindulitsa imayamba.

Kwa zipatala zambiri, palibe malire kuchuluka kwa nthawi zopindulitsa zomwe mungakhale nazo posamalira odwala. Mu chipatala cha amisala, muli ndi masiku 190 okhala ndi moyo.

Medicare Part B ndi chithandizo chamankhwala cham'maganizo

Medicare Part B (inshuwaransi ya zamankhwala) imagwira ntchito zambiri zoperekedwa ndi dipatimenti yochizira odwala kuchipatala komanso ntchito zakuchipatala zomwe nthawi zambiri zimaperekedwa kunja kwa chipatala, monga kuyendera:

• zipatala
• maofesi a asing'anga
• maofesi a madotolo
• malo azachipatala amisili

Ngakhale chitsimikizo chazachuma komanso zoperekedwa zingagwiritsidwe ntchito, Gawo B limathandizanso kulipirira ntchito ngati:

• Kuwonetsa kukhumudwa (1x pachaka)
• kuwunika kwamisala
• kuyezetsa matenda
• psychotherapy payekha komanso pagulu
• upangiri wabanja (pothandizira ndi chithandizo chanu)
• kuyesa kuti zitsimikizire kuyenera kwa zotsatira za ntchito ndi chithandizo
• kuchipatala pang'ono (pulogalamu yothandizira odwala matenda opatsirana)
• onaninso za chiwopsezo chanu chovutika maganizo (mukamalandiridwa ku Medicare)
• maulendo abwinobwino pachaka (omwe ndi mwayi wabwino wolankhula ndi dokotala za thanzi lanu)

Ntchito zamisala yamaganizidwe

Medicare Part B imathandizira kuthana ndi ntchito zaumoyo wamaulendo ndi kuchezera ndi othandizira azaumoyo omwe amalandira "gawo", kapena ndalama zovomerezeka. Mawu oti "ntchito" amatanthauza kuti omwe amapereka chithandizo chamankhwala amisala amavomereza kulipiritsa ndalama zomwe Medicare yavomereza kuti zithandizire. Muyenera kufunsa wothandizirayo ngati avomereza "ntchito" asanavomereze ntchito. Ndizofunikira kwambiri kwa omwe amapereka chithandizo chamankhwala amisala kuti akudziwitseni ngati savomereza ntchito, komabe, muyenera kutsimikizira izi musanasaine mgwirizano uliwonse ndi woperekayo.

Mungafune kupita ku Centers for Medicare and Medicaid Services 'Sing'anga Yerekezerani, kuti mupeze dokotala yemwe amalandira ntchito za Medicare. Mndandanda wa akatswiri kapena magulu amachitidwe mwapadera ndi madera omwe mumawafotokozera, pamodzi ndi mbiri, mapu, ndi mayendedwe agalimoto alipo.

Mitundu ya akatswiri azaumoyo yokutidwa ndi monga:

• madokotala
• asing'anga
• akatswiri azachipatala
• ogwira ntchito zachipatala
• akatswiri azamwino azachipatala
• othandizira adotolo
• madokotala

Medicare Part D komanso kufotokozera mankhwala

Medicare Part D (mankhwala operekedwa ndi mankhwala) ndi mapulani oyendetsedwa ndi makampani wamba omwe amavomerezedwa ndi Medicare. Popeza kuti pulani iliyonse imatha kusiyanasiyana ndikutenga ndi mtengo wake, ndikofunikira kudziwa tsatanetsatane wa pulani yanu ndi momwe imagwirira ntchito mankhwala othandizira chisamaliro cham'mutu.

Mapulani ambiri ali ndi mndandanda wazamankhwala omwe mapulaniwo amakwaniritsa. Ngakhale mapulaniwa safunika kuphimba mankhwala onse, ambiri amafunika kuti aziphimba mankhwala omwe angagwiritsidwe ntchito kuchipatala, monga:

• mankhwala opatsirana pogonana
• anticonvulsants
• mankhwala opatsirana

Ngati dokotala wanu akukulemberani mankhwala omwe mapulani anu sawaphimba, inu (kapena woimira wanu, monga woperekayo) mutha kufunsa kutsimikiza mtima ndi / kapena kupatula.

Zomwe Medicare zoyambirira sizikuphimba

Ntchito zaumoyo wamaganizidwe omwe sanaphatikizidwe pansi pa Medicare magawo A ndi B ndi awa:

• chipinda chayekha
• unamwino wapadera
• wailesi yakanema kapena foni
• chakudya
• zinthu zanu (mankhwala otsukira mano, malezala, masokosi)
• mayendedwe kupita kapena kuchipatala
• kuyesa luso la ntchito kapena maphunziro omwe sali mbali yothandizira amisala
• magulu othandizira (monga kusiyanitsidwa ndi psychotherapy yamagulu, yomwe imaphimbidwa)

Tengera kwina

Medicare imathandizira kuthana ndi odwala ndi odwala omwe ali ndi matendawa motere:

• Gawo A limathandizira kuthana ndi ntchito zaumoyo wamisala.
• Gawo B limathandizira pantchito zamaumoyo wamaulendo ndi kuchezera ndi othandizira azaumoyo.
• Gawo D limathandizira kubisalira mankhwala azisamaliro.

Onetsetsani kuti mukuwunikiranso zambiri za mtundu ndi kukula kwake ndi omwe akukuthandizani kuti mudziwe kuti ndi ntchito ziti zomwe zafotokozedwera komanso pamlingo wotani.

Mwachitsanzo, kuti Medicare ikwaniritse zolipirira, onse othandizira zaumoyo ayenera kulandira ndalama zovomerezeka ngati ntchito yolipira.

Zomwe zili patsamba lino zimatha kukuthandizani posankha nokha za inshuwaransi, koma cholinga chake si kupereka upangiri wokhudzana ndi kugula kapena kugwiritsa ntchito inshuwaransi kapena zinthu zilizonse za inshuwaransi. Healthline Media siyigulitsa bizinesi ya inshuwaransi mwanjira iliyonse ndipo siyololedwa kukhala kampani ya inshuwaransi kapena opanga madera aliwonse aku U.S. Healthline Media sivomereza kapena kuvomereza aliyense wachitatu yemwe angachite bizinesi ya inshuwaransi.