Kukonzekera Kupuma pantchito Mukakhala ndi MS

Zamkati

• 1. Onaninso zaumoyo wanu
• 2. Ingoganizirani komwe mukufuna kukhala
• 3. Pezani zosankha zanu zachuma motsatizana
• 4. Sungani mbiri yabwino
• 5. Ganyu mlangizi
• 5. Pezani bajeti
• 6. Konzekerani kupuma pantchito msanga
• 7. Ganizirani zosowa zanu zamtsogolo
• Tengera kwina

Kukonzekera kupuma pantchito kumafuna kuganiza kwambiri. Pali zinthu zambiri zofunika kuziganizira. Kodi mudzakhala ndi ndalama zokwanira kugula moyo wanu wapano? Kodi nyumba yanu ingakhale ndi vuto lililonse mtsogolo? Ngati sichoncho, kodi mungathe kusamuka?

Mukakhala ndi matenda osayembekezereka monga multiple sclerosis (MS), kukonzekera kupuma pantchito kumasiyana mosiyanasiyana. Chifukwa chimodzi, zimakhala zovuta kudziwiratu nthawi yomwe mudzayenera kusiya kugwira ntchito. Simukudziwa mitundu yeniyeni ya malo apadera omwe mungafunikire kuti mukhale odziyimira nokha mtsogolo.

Nkhani yabwino ndiyakuti kupuma pantchito ndizowona kwa anthu ambiri omwe ali ndi MS. Kupititsa patsogolo kwa chithandizo chathandizika mpaka pomwe anthu ambiri omwe ali ndi MS amatha kukhala nthawi yayitali ngati anthu omwe alibe MS.

Ino ndi nthawi yabwino yosanthula zaumoyo wanu, moyo wanu, ndi zachuma chanu. Yambani kulingalira za momwe mukukonzekera kuti mudzapeze mukadzapanda kulandiranso malipiro.

1. Onaninso zaumoyo wanu

Njira ya MS ikhoza kukhala yovuta kuneneratu. Mutha kukhala opanda chilema kwa moyo wanu wonse, kapena mutha kukhala ndi vuto loyenda. Gwiritsani ntchito thanzi lanu pakali pano kuti muthandiziretu momwe tsogolo lanu lingawonekere.

Kodi mankhwala anu akuyang'anira zizindikiro zanu? Kodi matenda anu akuyenda mofulumira motani? Funsani dokotala wanu kuti akupatseni lingaliro lotayirira pazomwe mungayembekezere mtsogolo mmoyo kutengera mtundu wa MS womwe muli nawo, komanso momwe matendawa amapitilira.

2. Ingoganizirani komwe mukufuna kukhala

Kodi mumadziona kuti muli kuti pazaka zanu zonse zagolide? Ganizirani komwe mungakonde kukhala mutapuma pantchito. Kodi mukufuna kukhala kunyumba kwanu? Ngati ndi choncho, mungafunikire kupanga malo ogona kuti akuthandizeni kuyenda moyenda pang'ono.

Kodi mukufuna kupuma pantchito kwinakwake komwe kumangokhala ngati malo achisangalalo, ngati nyumba yam'nyanja kapena nyumba yam'nyanja? Ngati ndi choncho, kodi okondedwa anu ali pafupi kuti akuthandizireni ngati mungafune thandizo?

3. Pezani zosankha zanu zachuma motsatizana

Mudzakhala osinthasintha pazaka zanu zopuma ngati mutasunga ndalama zokwanira. Lonjezerani momwe mungasungire ndalama zanu. Patulani ndalama zofunika zatsiku ndi tsiku komanso zinthu zosayembekezereka. Kenako, ikani chidutswa chabwino cha ndalama mtsogolo.

Onani zochitika zilizonse zomwe mungakhale nazo. Onetsetsani kuti mukuwonjeza ndalama zanu zopuma pantchito ndi zolipira zonse, kuti mupange ndalama pakapita nthawi. Nthawi ndi nthawi onaninso zomwe mwapeza kuti muwonetsetse kuti muli ndi mphotho yolondola.

Mutha kusunga zambiri mukamagwiritsa ntchito zochepa. Chepetsani zinthu zosafunikira komanso zapamwamba. Onani ngati mukuyenereradi phindu lililonse kapena mapulogalamu aboma monga Medicare, Medicaid, VA maubwino, Supplemental Security Income, ndi kuchotsera msonkho. Izi zingakuthandizeni kusunga ndalama.

4. Sungani mbiri yabwino

Kuti muyenerere maubwino ena azachipatala ndi azachuma, muyenera kupereka zolemba. Sungani mapepala onse ofunikira mu umodzi, wosavuta kupeza:

• satifiketi yakubadwa
• kufufuza ndi kusunga akaunti ya ndalama
• mawu a kirediti kadi
• wogwira ntchito amapindula
• ma inshuwaransi (olumala, thanzi, moyo, chisamaliro cha nthawi yayitali)
• zidziwitso za akaunti yazogulitsa
• ngongole
• satifiketi yaukwati
• kubweza ngongole
• mphamvu ya loya ndi malangizo amtsogolo
• Khadi la Social Security
• misonkho
• maudindo (galimoto, nyumba, ndi zina)
• ndidzatero

Komanso, lembani ndalama zomwe mumawononga kuchipatala komanso inshuwaransi.

5. Ganyu mlangizi

Ngati simukudziwa momwe mungagwiritsire ntchito ndalama zanu popuma pantchito, pezani upangiri waluso pakukonzekera zachuma. Ndikofunika kukhala ndi m'modzi kapena angapo mwa alangizi awa pakuyimba mwachangu:

• owerengera
• loya
• wokonza zachuma
• wothandizira inshuwaransi
• mlangizi wazachuma

5. Pezani bajeti

Bajeti itha kukuthandizani kutambasula ndalama zanu momwe zingafunikire kupita pantchito yopuma pantchito. Onetsani zomwe muli nazo tsopano, kuphatikizapo malipiro anu, ndalama zanu, ndi ndalama zanu. Onani momwe mulili ngongole. Lemberani ndalama zomwe mumagwiritsa ntchito mwezi uliwonse ndipo ganizirani kuchuluka kwa zomwe mudzafunika mukadzapuma pantchito.

Kutengera ndi ziwerengerozi, pangani bajeti yomwe ingakuthandizeni kusunga ndalama zokwanira pantchito. Wowongolera zachuma kapena wowerengera ndalama atha kukuthandizani ngati simuli bwino ndi manambala.

Komanso, ganizirani zamtsogolo. Ganizirani mitundu yazogulitsa ndi ntchito zomwe mungafune kuti muthandizire kuyang'anira MS. Izi zitha kuphatikizira othandizira okalamba kunyumba, kukweza masitepe, kapena malo osambiramo bafa. Patulani ndalama zolipirira zinthuzi.

6. Konzekerani kupuma pantchito msanga

Nthawi zina matenda anu amakulepheretsani kugwira ntchito. Pambuyo pa zaka makumi awiri ndi MS, pafupifupi theka la anthu sagwiranso ntchito, malinga ndi a PLoS One.

Kutaya ntchito kumatha kuchepetsa ndalama zomwe mumasunga. Musanasiye, onani ngati kampani yanu ipanga malo okuthandizani kukhalabe.

Pansi pa America ndi Disability Act, abwana anu angafunike kusintha zina ndi zina pantchito yanu kuti muzitha kuchita ntchito yanu. Izi zingaphatikizepo kusintha kapena kuchepetsa maola anu kapena kukusunthirani kuntchito yocheperako. Muli ndi mwayi wogwiritsa ntchito nthawi yakunyumba komanso kuchipatala kapena kulemala, m'malo mongosiya kwathunthu.

7. Ganizirani zosowa zanu zamtsogolo

Chifukwa cha chithandizo chamankhwala chabwino cha MS, kulumala sikuwopsezanso masiku ano kuposa kale. Komabe, muyenera kukonzekera kuthekera kwakuti mwina simungadzayende mozungulira mtsogolo.

Ganizirani za malo ogona omwe mungafunike, komanso kuti adzawononga ndalama zingati. Kukulitsa zitseko, kuwonjezera njinga za olumala, kukhazikitsa kusamba, ndi kutsitsa matebulo ndizosintha zingapo zomwe mungaganizire.

Onaninso zosankha zosiyanasiyana - kuyambira kulemba ntchito namwino kupita kumalo osamalira anthu kwakanthawi. Pezani zomwe inshuwaransi yanu ikuphimba, ndi zomwe mudzakhale ndi udindo wolipira mthumba.

Tengera kwina

Simudziwa zomwe zidzachitike mtsogolo mukakhala ndi MS. Koma nthawi zonse zimakhala bwino kukonzekera pasadakhale.

Yambani podutsa momwe muliri pachuma. Onani zomwe mwasunga kale, komanso ndalama zingati zomwe mukuganiza kuti mudzafuna mtsogolo.

Gwiritsani ntchito pulogalamu iliyonse ndi phindu lomwe mungapeze. Ngati simukudziwa komwe mungayambire, funsani wokonza zandalama kapena mlangizi wina kuti akutsogolereni pochita izi.