Mutha (Potsiriza) Kubwezeredwa Zogulitsa Zanthawi, Chifukwa cha Coronavirus Relief Act

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Sikovuta kulingalira kuti zinthu za msambo ndizofunikira zachipatala. Pomaliza, amathandizidwa motere malinga ndi malangizo a HSA ndi FSA. Chifukwa cha phukusi latsopano la coronavirus ku US, zogulitsa kusamba tsopano ndizoyenera kugula pamtundu uliwonse wa akaunti yosunga.

Kusinthaku ndi gawo la Coronavirus Aid, Relief, and Economic Security (CARES) Act, yomwe Purezidenti Donald Trump adasaina kukhala lamulo pa Marichi 27. Imawonjezera zosintha pamalamulo okhudza zomwe ndalama zimavomerezedwa ku akaunti zosungira thanzi (HSA) ndikugwiritsa ntchito ndalama zosinthika. Kugwiritsa ntchito makonzedwe (FSA). Anthu tsopano azitha kugwiritsa ntchito ndalama kuchokera kumaakaunti amtundu uliwonse kugula zinthu zamsambo. Biliyo imatanthawuza mankhwala a msambo ngati "tampon, pad, liner, cup, sponge, kapena mankhwala ofanana omwe amagwiritsidwa ntchito ndi anthu pokhudzana ndi kusamba kapena kutulutsa zina zoberekera." Lamulo la CARES Act limapangitsanso kuti mankhwala osalembedwa akhale oyenera, kotero mutha kugwiritsa ntchito ndalama za HSA/FSA kumankhwala a OTC pazizindikiro za nthawi, nanunso. (Zogwirizana: Omwe Amayambitsa Makapu a Saalt Msambo Adzakupangitsani Kukhala Ndi Chidwi Pazisamaliro Zokhazikika, Zopezeka M'nyengo)

Ndiye, ndendende momwe mungagwiritsire ntchito mwayi? Ngati muli ndi akaunti ya FSA kapena HSA, mutha kugwiritsa ntchito khadi yakubanki yolumikizidwa ku akaunti yanu (kapena perekani ma risiti obwezeredwa pambuyo pake, kutengera dongosolo lanu) mukamasunga. Chotsitsimutsa: HSA ndi akaunti yosungira msonkho usanachitike yomwe mungatsegule kudzera phukusi la abwana anu kapena kudzera kwa wogulitsa kapena banki. Mutha kugwiritsa ntchito ndalama kuchokera muakaunti kuti mulipirire zolipirira zoyenera zokhudzana ndi thanzi monga ma copays ndi malangizo (ndipo tsopano, chifukwa cha CARES Act, mankhwala a msambo). FSAs ndizofanana, koma ndalamazo sizimangodutsa chaka ndi chaka ndipo zimayenera kukhazikitsidwa kudzera phukusi lantchito. (Zokhudzana: Zofunika 5 Zofunika Kutenga kuchokera ku Kanema Wopambana wa Oscar "Period. End of Sentence.")

Iyi ndi nkhani yabwino kwa aliyense amene ali ndi mtundu uliwonse wa akaunti yosunga. Koma zikafika pamisonkho yogulitsa, mayiko 30 amasonkhanitsabe zomwe zimatchedwa "tampon tax" pazogulitsa zamsambo. Washington idakhala boma lomaliza kuthana ndi misonkho pazogulitsa kusamba pomwe kazembe Jay Inslee adasaina chikalata chatsopano koyambirira kwa Epulo. Magulu onga Period Equity ndi PERIOD akhala akumenyera kumapeto kwa misonkho m'maboma onse 50, ponena kuti zopangira msambo ndizofunikira osati zapamwamba. (Onani: Chifukwa Chiyani Aliyense Ali Wotanganidwa Kwambiri Ndi Nthawi Pano?)

Ziribe kanthu komwe dziko lanu likuyimira pa msonkho wanthawiyi pakadali pano, likadali pansi pa CARES Act. Ngati muli ndi FSA kapena HSA, uwu ndi mwayi umodzi womwe mungafune kuugwiritsa ntchito, popeza mtengo wopeza nthawi umawonjezeranso nthawi.

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