Kodi Medicare Cover Cover Mobility Scooter?

Zamkati

• Ndi magawo ati a Medicare omwe amatenga ma scooter oyenda?
• Kuphimba kwa Medicare Part B kwa ma scooter
• Kuphimba kwa Medicare Part C kwa ma scooter
• Kuphunzira kwa Medigap kwa ma scooter
• Kodi ndine woyenera kupeza chithandizo cholipira njinga yamoto?
• Kupeza mankhwala oyendetsa njinga yamoto
• Njira zomwe muyenera kukumana nazo
• Mtengo ndi kubwezera
• Kutenga

• Ma scooter oyenda atha kuphimbidwa pang'ono pansi pa Medicare Part B.
• Zofunikira pakuyenerera zimaphatikizapo kulembetsa ku Medicare yoyambirira ndikukhala ndi zosowa zamankhwala zoyeserera kunyumba.
• Njinga yamoto yovundikira iyenera kugulidwa kapena kubwerekedwa kuchokera kwa wothandizidwa ndi Medicare pasanathe masiku 45 kuchokera pomwe mwawona dokotala wanu.

Ngati inu kapena wokondedwa wanu zikukuvutani kuti muziyenda pakhomo, simukhala limodzi. Lipoti osafunikira ndikugwiritsa ntchito chida choyendera, monga njinga yamoto yovundikira.

Ngati mwalembetsa ku Medicare ndikukwaniritsa zofunikira, mtengo wogula kapena kubwereketsa njinga yamoto ungaperekedwe ndi Medicare Part B.

Ndi magawo ati a Medicare omwe amatenga ma scooter oyenda?

Medicare ili ndi magawo A, B, C, D, ndi Medigap.

• Medicare Part A ndi gawo la Medicare yoyambirira. Imafotokoza za chithandizo chamankhwala ogonekedwa kuchipatala, chisamaliro cha odwala, chisamaliro cha malo osamalira anthu okalamba, ndi ntchito zakuchipatala.
• Medicare Part B ndi gawo limodzi la Medicare yoyambirira. Ikufotokoza ntchito zofunikira pazachipatala. Ikufotokozanso za njira zodzitetezera.
• Medicare Part C amatchedwanso Medicare Advantage. Gawo C limagulidwa kwa inshuwaransi yawokha. Ikufotokoza zonse zomwe A ndi B amachita, koma imaphatikizira zowonjezera zowonjezera zamankhwala, mano, kumva, ndi masomphenya. Mapulani a Gawo C amasiyana malinga ndi zomwe amalipira komanso mtengo wake.
• Medicare Part D ndikulemba mankhwala. Pali mapulani angapo omwe amapezeka kuchokera kumakampani azamshuwaransi wamba. Mapulani amapereka mndandanda wa mankhwala okutidwa ndi mtengo wake, womwe umadziwika kuti formulary.
• Medigap (Medicare Supplemental inshuwaransi) ndi inshuwaransi yowonjezera yomwe imagulitsidwa ndi inshuwaransi yabizinesi. Medigap imathandizira kulipira zina mwa zotuluka munthumba kuchokera kumagawo A ndi B, monga ma deductibles, ma copay, ndi ndalama zandalama.

Kuphimba kwa Medicare Part B kwa ma scooter

Medicare Part B imalipira ndalama zochepa kapena zolipira kubwereketsa zida zamagetsi zamagetsi (PMDs), monga ma scooter olimbikitsidwa, ndi mitundu ina yazida zamankhwala zolimba (DME), kuphatikiza ma wheelchair.

Gawo B limalipira 80 peresenti ya gawo lovomerezeka ndi Medicare la mtengo wa scooter, mukakumana ndi gawo B lochotseredwa pachaka.

Kuphimba kwa Medicare Part C kwa ma scooter

Madongosolo a Medicare Part C amaphatikizanso DME. Zina mwazinthu zimakhudzanso ma wheelchair oyenda. Mulingo wokhudzana ndi DME womwe mumapeza ndi gawo C ungasinthe. Zolinga zina zimapereka kuchotsera kwakukulu, koma zina sizitero. Ndikofunika kuwunika dongosolo lanu kuti mudziwe zomwe mungayembekezere kulipira m'thumba lanu kuti mukweze njinga yamoto.

Kuphunzira kwa Medigap kwa ma scooter

Mapulani a Medigap amathanso kuthandizira polemba ndalama zakuthumba, monga Medicare Part B deductible. Zolinga zamunthu aliyense zimasiyanasiyana, onetsetsani kuti mwayang'ana kaye.

Kuti mtengo wa njinga yamoto wanu uyikidwe, muyenera kuulandira kuchokera kwa omwe amavomerezedwa ndi Medicare omwe amalandira ntchito. Mndandanda wa ogulitsa ovomerezeka ndi Medicare amapezeka pano.

Kodi ndine woyenera kupeza chithandizo cholipira njinga yamoto?

Muyenera kulembetsa ku Medicare yoyambirira ndikukwaniritsa zofunikira za PMD Medicare isanakuthandizireni kulipira njinga yamoto.

Ma scooter amangovomerezedwa ndi Medicare ngati mungafune njinga yamagalimoto kuti muziyenda m'nyumba mwanu. Medicare siyilipira chikuku kapena njinga yamoto yamagetsi yomwe imangofunikira kuchitira kunja.

Kupeza mankhwala oyendetsa njinga yamoto

Medicare imafuna kukumana pamasom'pamaso ndi dokotala wanu. Onetsetsani kuti dokotala walandira Medicare.

Paulendowu, dokotala wanu adzakufunsani zaumoyo wanu ndikupatsirani DME, ngati kuli kofunikira. Dokotala wanu amatchedwa dongosolo la zinthu zisanu ndi ziwiri, lomwe limauza Medicare kuti njinga yamoto yofunikira pamafunika mankhwala.

Dokotala wanu adzapereka madongosolo asanu ndi awiriwo ku Medicare kuti avomerezedwe.

Njira zomwe muyenera kukumana nazo

Tiyenera kunena kuti njinga yamoto yovundikira ndiyofunikira kuchipatala kuti mugwiritse ntchito mnyumba yanu, chifukwa muli ndi mayendedwe ochepa ndipo mumakwaniritsa izi:

• muli ndi thanzi lomwe limakupangitsani kukhala kovuta kwambiri kuti muziyenda m'nyumba mwanu
• simungagwire ntchito zatsiku ndi tsiku, monga kugwiritsa ntchito bafa, kusamba, ndi kuvala, ngakhale mutayenda, ndodo, kapena ndodo
• mutha kugwiritsa ntchito chida cholimbikitsidwa bwino ndipo muli ndi mphamvu zokwanira kuti mukhalepo ndikugwiritsa ntchito zowongolera
• mumatha kukwera ndi kutsika njinga yamoto yovundikira motetezeka: ngati sichoncho, nthawi zonse muyenera kukhala ndi wina amene angakuthandizeni ndikuwonetsetsa chitetezo chanu
• nyumba yanu imatha kugwiritsa ntchito njinga zamoto; mwachitsanzo, njinga yamoto imakwanira mchimbudzi chanu, kudzera muzitseko zanu, komanso panjira

Muyenera kupita kwa omwe amapereka a DME omwe amalandira Medicare. Lamulo lovomerezeka lazinthu zisanu ndi ziwiri liyenera kutumizidwa kwa omwe amakugulitsani pasanathe masiku 45 kuchokera pomwe dokotala wanu wakumana maso ndi maso.

Mtengo ndi kubwezera

Mukalipira Gawo B lanu lochotseredwa $ 198 mu 2020, Medicare idzapeza 80% ya mtengo wobwereka kapena kugula njinga yamoto. Otsala 20% ndiudindo wanu, ngakhale atha kubisidwa ndi Part C kapena mapulani a Medigap.

Kuti muchepetse mtengo ndikuonetsetsa kuti Medicare ikulipira gawo lanu kwa scooter yanu, muyenera kugwiritsa ntchito wothandizidwa ndi Medicare amene avomera ntchito. Ngati simutero, wogulitsayo atha kukulipirani ndalama zambiri, zomwe mudzakhale nazo.

Funsani za kutenga nawo mbali kwa Medicare musanadzipereke kugula njinga yamoto yovundikira.

Wogulitsa wovomerezeka wa Medicare adzakutumizirani bilu ya scooter yanu ku Medicare. Komabe, mungafunike kulipira mtengo wonse patsogolo ndikudikirira Medicare kuti ikupatseni ndalama 80 peresenti ya mtengo wama scooter.

Mukasankha kubwereka njinga yamoto yovundikira, Medicare idzakulipirani pamwezi m'malo mwanu bola njinga yamoto ikakhala yofunikira kuchipatala. Wogulitsayo abwere kunyumba kwanu kudzatenga njinga yamoto panjinga ikadzatha.

Nawo mndandanda wa masitepe okuthandizani kuti mutseke njinga yamoto yanu kunyumba kwanu:

1. Lemberani ndikulembetsa ku Medicare yoyambirira (gawo A ndi B).
2. Pangani msonkhano ndi dokotala wovomerezeka ndi Medicare kuti mudzayang'ane pamasom'pamaso kuti mutsimikizire kuyenerera kwanu kukwera njinga yamoto.
3. Uzani dokotala wanu kuti atumize kalata yolembedwa ku Medicare yosonyeza kuyenerera kwanu ndikusowa njinga yamoto.
4. Sankhani mtundu wa njinga yamoto yomwe mukufuna ndipo ngati mungakonde kubwereka kapena kugula.
5. Fufuzani wogulitsa DME wovomerezeka ndi Medicare yemwe avomera kutumizidwa pano.
6. Ngati simungakwanitse kulipira mtengo wa njinga yamoto, yimbirani foni kuofesi ya Medicare kapena ku Medicaid kuti mudziwe ngati mungayenerere mapulogalamu a Medicare omwe angakuthandizeni.

Kutenga

Ambiri omwe amalandira Medicare amavutika kuti aziyenda kunyumba. Ndodo, ndodo, kapena woyenda sikokwanira, njinga yamoto yovundikira imatha kuthandizira.

Medicare Part B imakhudza 80% ya mtengo wama scooter oyenda, bola mukakwaniritsa zofunikira zina.

Dokotala wanu adzazindikira kuti ndinu woyenera njinga yamoto.

Muyenera kugwiritsa ntchito dokotala wovomerezeka ndi Medicare komanso wogulitsa wovomerezeka ndi Medicare omwe amavomereza ntchito kuti njinga yamoto yanu ivomerezedwe ndikutulutsidwa ndi Medicare.