Momwe Mungalipirere RRMS Medication Yatsopano
Zamkati
- 1. Ngati mulibe inshuwaransi yazaumoyo, chitanipo kanthu kuti mupeze inshuwaransi
- 2. Mvetsetsani ndikupindula kwambiri ndi inshuwaransi yanu
- 3. Lankhulani ndi MS wanu wa ma neurologist kuti akuthandizeni kupeza inshuwaransi ya mankhwala anu a RRMS
- 4. Lumikizanani ndi mapulogalamu othandizira ndalama
- 5. Chitani nawo mayesero azachipatala a MS
- 6. Ganizirani za kubweza ndalama
- 7. Sungani ndalama zanu
- Kutenga
Mankhwala osinthira matenda obwezeretsanso kukanika kwa ziwalo zambiri (RRMS) ndi othandiza kuchepetsa kuuma kwaumalemale. Koma mankhwalawa akhoza kukhala okwera mtengo popanda inshuwaransi.
Kafukufuku akuganiza kuti mtengo wapachaka wa mankhwala oyamba a MS wakwera kuchoka pa $ 8,000 mzaka za m'ma 1990 kufika pa $ 60,000 lero. Komanso, kuyenda pamavuto a inshuwaransi kumakhala kovuta.
Pofuna kukuthandizani kuti mukhale okhazikika pazachuma mukamazolowera matenda akulu ngati MS, Nazi njira zisanu ndi ziwiri za konkriti komanso zopangira zolipirira mankhwala atsopano a RRMS.
1. Ngati mulibe inshuwaransi yazaumoyo, chitanipo kanthu kuti mupeze inshuwaransi
Olemba ntchito ambiri kapena mabizinesi akuluakulu amapereka inshuwaransi yazaumoyo. Ngati sizili choncho kwa inu, pitani ku healthcare.gov kuti muwone zomwe mungasankhe. Pomwe nthawi yomaliza yolembetsa zaumoyo wa 2017 inali Januware 31, 2017, mutha kukhalabe oyenerera kulembetsa nthawi yapadera kapena a Medicaid kapena Children's Health Insurance Program (CHIP).
2. Mvetsetsani ndikupindula kwambiri ndi inshuwaransi yanu
Izi zikutanthauza kuwunikiranso dongosolo lanu laumoyo kuti mumvetsetse zabwino zanu, komanso malire amomwe mungapangire. Makampani ambiri a inshuwaransi amakonda mafamasi, amatenga mankhwala enaake, amagwiritsa ntchito ndalama zolipira, ndikugwiritsa ntchito malire ena.
National Multiple Sclerosis Society yalemba chitsogozo chothandiza ku mitundu ingapo ya inshuwaransi, komanso zothandizira omwe alibe inshuwaransi kapena omwe alibe inshuwaransi.
3. Lankhulani ndi MS wanu wa ma neurologist kuti akuthandizeni kupeza inshuwaransi ya mankhwala anu a RRMS
Madokotala atha kupereka chilolezo choyambirira kuti akupatseni chiyembekezo chakuchipatala kuti mulandire chithandizo china. Izi zimawonjezera mwayi kuti kampani yanu ya inshuwaransi ipeze chithandizo. Kuphatikiza apo, lankhulani ndi otsogolera ku MS Center yanu kuti mumvetsetse zomwe inshuwaransi yanu imakhudza zomwe sizikuphimba kuti musadabwe ndi zomwe mumadwala.
4. Lumikizanani ndi mapulogalamu othandizira ndalama
National Multiple Sclerosis Society yalemba mndandanda wamapulogalamu othandizira opanga mankhwala aliwonse a MS. Kuphatikiza apo, gulu la oyendetsa MS ochokera pagulu la anthu atha kuyankha mafunso. Atha kuthandizanso pakusintha kwa inshuwaransi, kupeza mapulani osiyanasiyana a inshuwaransi, kuphimba ndalama zolipirira ndalama, ndi zosowa zina zachuma.
5. Chitani nawo mayesero azachipatala a MS
Omwe amatenga nawo mbali pazoyeserera zamankhwala amathandizira kupititsa patsogolo chithandizo cha MS, ndipo nthawi zambiri amalandila chithandizo kwaulere.
Pali mayesero osiyanasiyana azachipatala. Mayeso owonera amapereka chithandizo cha MS pomwe akuyang'anira omwe ali ndi mayeso ena owunika.
Mayesero osasinthika atha kupereka mankhwala othandiza omwe sanalandiridwebe ndi US Food and Drug Administration (FDA). Koma pali mwayi kuti wophunzirayo atha kulandira maloboti kapena mankhwala achikulire ovomerezedwa ndi FDA a MS.
Ndikofunika kumvetsetsa zaubwino ndi zoopsa zomwe timakhala nazo poyeserera kuchipatala, makamaka pamankhwala omwe sanalandiridwebe.
Funsani dokotala wanu za mayesero azachipatala m'dera lanu, kapena fufuzani nokha pa intaneti. National Multiple Sclerosis Society ili ndi mndandanda wazoyeserera zamankhwala zomwe zachitika mdziko lonselo.
6. Ganizirani za kubweza ndalama
Anthu ambiri omwe ali ndi ngongole zambiri zamankhwala asintha ndalama zawo kuti athandizidwe. Ngakhale izi zimafunikira maluso ena otsatsa, nkhani yokakamiza, komanso mwayi, si njira yopanda nzeru ngati zosankha zina sizipezeka. Onani YouCaring, tsamba ladziko lonse lopeza ndalama zambiri.
7. Sungani ndalama zanu
Pokonzekera bwino, matenda a MS kapena matenda ena osachiritsika sayenera kuyambitsa mavuto azachuma mwadzidzidzi. Gwiritsani ntchito mwayiwu kuti muyambe mwatsopano pachuma. Pangani msonkhano ndi wokonza zandalama, ndikumvetsetsa gawo lomwe amachotsera kuchipatala pakubweza msonkho.
Ngati muli ndi vuto lalikulu chifukwa cha MS, lankhulani ndi adokotala za kufunsira inshuwaransi yolemala ya Social Security.
Kutenga
Musalole kuti chuma chikulepheretseni kulandira chithandizo cha MS chomwe chili choyenera kwa inu. Kulankhula ndi MS wanu waubongo ndi gawo loyamba labwino kwambiri. Nthawi zambiri amakhala ndi mwayi wopeza zinthu zofunikira ndipo amatha kukulandirani bwino kuposa mamembala ena a gulu lanu losamalira.
Tengani udindo pazachuma chanu, ndipo dziwani kuti ndizotheka kukhala moyo wopindulitsa komanso wodziyimira pachuma ngakhale muli ndi MS.
Kuwulura: Nthawi yofalitsa, wolemba samakhala ndi ubale wachuma ndi opanga mankhwala a MS.