Katemera wa Coronavirus: Kodi Medicare Adzaiphimba?

Zamkati

• Kodi Medicare idzaphimba katemera wa 2019 novel coronavirus (COVID-19)?
• Kodi padzakhala katemera uti wa 2019 novel coronavirus (COVID-19)?
• Kodi Medicare imaphimba chiyani mu 2019 novel coronavirus (COVID-19)?
• Kodi imakhudza kuyesa?
• Zimakhudza kuyendera kwa madotolo?
• Kodi zimakhudza kupita kuchipatala?
• Ndingatani ngati ndikufuna ambulansi?
• Ndingatani ngati ndili ndi dongosolo la Medicare Advantage?
• Mfundo yofunika

• Katemera wa korona wa 2019 wa coronavirus (SARS-CoV-2) akapezeka, Medicare Part B ndi Medicare Advantage aziphimba.
• Lamulo la CARES laposachedwa limanena kuti Medicare Part B ipanga katemera wa 2019 wa coronavirus.
• Chifukwa Medicare Advantage ikuyenera kuphatikiza zomwezo monga Medicare yoyambirira (gawo A ndi B), mapulani a Advantage adzagwiritsanso ntchito katemera watsopanoyu akangopangidwa.

Pakadali pano tili pakati pa mliri woyambitsidwa ndi coronavirus ya 2019. Dzina lenileni la kachilomboka ndi SARS-CoV-2, ndipo matenda omwe amayambitsa amatchedwa COVID-19.

Pakadali pano palibe katemera wa koronavirus wa 2019. Komabe, asayansi akuyesetsa kuti apange imodzi. Koma Medicare idzaphimba ikapezeka?

Medicare idzaphimba katemera wa 2019 wa coronavirus. Pitilizani kuwerenga pansipa kuti mudziwe zambiri.

Kodi Medicare idzaphimba katemera wa 2019 novel coronavirus (COVID-19)?

Medicare idzafunika katemera wa koronavirus wa 2019 ikadzapezeka. Lamulo laposachedwa la CARES, limanena mwachindunji kuti Medicare Part B ipanga katemera wa 2019 wa coronavirus.

Nanga bwanji za anthu omwe ali ndi dongosolo la Medicare Part C (Advantage)?

Chifukwa mapulaniwa akuyenera kuphatikizira zomwe zimaperekedwa ndi Medicare yoyambirira (gawo A ndi B), iwo omwe ali ndi Advantage plan nawonso adzakwiriridwa.

Kodi padzakhala katemera uti wa 2019 novel coronavirus (COVID-19)?

Pakali pano akukhulupirira kuti zitenga osachepera kuti katemera apezeke. Izi ndichifukwa choti katemera, monga mankhwala ena onse, amayenera kukayezetsa kwambiri ndikuyesedwa kuchipatala kuti awonetsetse kuti onse ali otetezeka komanso ogwira ntchito.

Kafukufuku wokhudza katemera wa koronavirus wa 2019 waphulika miyezi yapitayi. M'malo mwake, kuchokera ku magazini ya Nature Reviews Drug Discovery akuti pali anthu katemera 115 omwe akutukuka kumene!

Komabe, owerengeka okha ndi omwe adalowa m'mayeso azachipatala a gawo loyamba. Mayesero amtunduwu adapangidwa kuti awonetse chitetezo cha katemerawo pagulu la odzipereka athanzi.

Ofuna katemera omwe ali mgulu la mayeso I:

• mRNA-1273 wolemba Moderna
• Ad5-nCoV wolemba CanSino Biologics
• INO-4800 ndi Inovio Pharmaceuticals
• LV-SMENP-DC wolemba Shenzhen Geno-Immune Medical Institute
• Tizilombo toyambitsa matenda aAPC lolembedwa ndi Shenzhen Geno-Immune Medical Institute

Njira zomwe zimagwiritsidwa ntchito popanga katemera ndizosiyanasiyana. Ambiri a iwo amayang'ana kwambiri pakupanga ma antibodies ku protein ya SARS-CoV-2 S. Ili ndiye puloteni yomwe kachilomboka kamagwiritsa ntchito ndikulowetsa khungu.

Kodi Medicare imaphimba chiyani mu 2019 novel coronavirus (COVID-19)?

Pakadali pano kuvomerezedwa kwa COVID-19. Zikuwoneka kuti omwe adwala adzafunika kugwiritsa ntchito ntchito zosiyanasiyana za odwala komanso odwala akachira. Nanga Medicare imaphimba chiyani kwenikweni?

Mukadwala ndi COVID-19, Medicare idzakwaniritsa zosowa zanu zambiri. Tiyeni tiyankhe mafunso ena omwe mungakhale nawo pansipa.

Kodi imakhudza kuyesa?

Medicare Part B imakhudza mtengo woyeserera kuti muwone ngati muli ndi COVID-19. Simulipira kalikonse pamayeso.

Gawo B limakhudzanso mtengo wamayeso ena omwe ndi ofunikira kuchipatala kuti athandizire kupeza COVID-19. Chitsanzo chimodzi cha izi ndi mapapu a CT scan. Nthawi zambiri mumalipira 20% ya mtengo wonse mukakumana ndi gawo B deductible ($ 198).

Zimakhudza kuyendera kwa madotolo?

Medicare Part B imalipira mtengo wa maulendo a madotolo ogonera. Mukakumana ndi deductible yanu, nthawi zambiri mumakhala ndi udindo wolipira 20 peresenti ya mtengo wonse.

Ngati dokotala wanu akupatsani mankhwala othandizira kuchiza COVID-19, Medicare Part D ikhoza kuphimba izi. Gawo D ndikufotokozera zamankhwala.

Anthu omwe ali ndi Medicare yoyambirira amatha kugula gawo la Gawo D. Gawo D likuphatikizidwa m'mapulani ambiri a Zopindulitsa.

Kupitilira kwa kuchezera kwa ma TV kwathandizanso kukulira mliriwu. Awa ndimayendedwe a adotolo omwe amachitika m'malo moyendera anthu ku ofesi. Mukakumana ndi Gawo B deductible, mudzalipira 20% ya mtengo wonse.

Kodi zimakhudza kupita kuchipatala?

Ngati mwalandiridwa ngati wodwala kuchipatala chifukwa cha COVID-19, Medicare Part A idzalipira ndalamazi. Mudzakhala ndi udindo wopeza $ 1,408 yochotsera nthawi yanu yopindulitsa komanso kukweza ndalama tsiku lililonse kuyambira tsiku la 60.

Gawo A limafotokoza ntchito monga:

• chipinda chanu
• chakudya
• ntchito zaunamwino
• mankhwala omwe amaperekedwa ngati gawo la chithandizo chanu chamankhwala
• zina zothandizira kuchipatala kapena ntchito

Gawo A limakhudzanso anthu omwe akadamasulidwa koma amafunikira kuti azikhala okhaokha kuchipatala kapena malo ena ogona.

Kuphatikiza apo, Gawo B limafotokoza ntchito zambiri zamadokotala zomwe mumalandira mukadwala kuchipatala.

Ndingatani ngati ndikufuna ambulansi?

Medicare Part B idzayendetsa mayendedwe apansi mu ambulansi kupita kuchipatala chapafupi. Mukakumana ndi deductible yanu, mudzalipira 20% ya mtengo wonse.

Ndingatani ngati ndili ndi dongosolo la Medicare Advantage?

Zolinga zamaphunziro zimayenera kupereka maubwino omwewo monga Medicare yoyambirira (gawo A ndi B). Chifukwa cha izi, ngati muli ndi pulani ya Advantage, mudzakwiriridwa ndi ntchito zomwe tafotokozazi.

Mapulani ena a Advantage atha kukupatsirani phindu lochulukirapo pazama TV. Kuphatikiza apo, kuphimba mankhwala osokoneza bongo kumaphatikizidwa m'mapulani ambiri a Zopindulitsa.

Tiyeni tichite mwachidule kuti ndi mbali ziti za Medicare zomwe zikuphimba buku la coronavirus la 2019:

• Gawo A: Gawo A limafotokoza malo ogona odwala omwe amakhala m'malo achipatala kapena malo oyamwitsa aluso.
• Gawo B: Gawo B limakhudza maulendo opita kuchipatala ndi mautumiki, ntchito zina za odwala, kuyezetsa kwa COVID-19, katemera wa koronavirus (akapezeka), maulendo a telehealth, ndi ma ambulansi
• Gawo C: Gawo C limafotokoza zabwino zomwezo monga gawo A ndi B. Zitha kuperekanso kufalikira kwa ma TV.
• Gawo D: Gawo D limafotokoza za mankhwala omwe mwalandira.
• Inshuwaransi yowonjezera (Medigap): Medigap imathandizira kulipira zochotseredwa, ndalama za ndalama, komanso ma copay omwe sanapezeke ndi magawo A ndi B.

Mfundo yofunika

• Pakadali pano palibe katemera wopezeka mu 2019 koronavirus. Asayansi pakadali pano akuyesetsa kuti apange imodzi, ndipo ofuna kulowa mgululi angapo alowa m'mayeso azachipatala a gawo loyamba.
• Zitha kutenga chaka chimodzi kapena kuposerapo kuti katemera wogwira mtima apangidwe ndikuvomerezedwa. Katemerayu akapezeka, Medicare Part B ndi Medicare Advantage adzawaphimba.
• Medicare imakhudzanso ntchito zambiri zazaumoyo zomwe mungafune mukadwala ndi COVID-19. Zitsanzo zimaphatikizira koma sizimangokhala, kuyesa, kuyendera madotolo, komanso kuchipatala.