Malangizo Anu Othandizira Pazachuma
Zamkati
Kupatsana mphatso kuyenera kukhala kosangalatsa-kuyambira pakukonzekera ndi kugula mpaka kusinthana. Malingaliro awa adzakondweretsa wolandira wanu, bajeti yanu, ndi ukhondo wanu.
Onjezani ndalama zanu
Nthawi zonse lolani chipinda chocheperako mu bajeti yanu yopereka mphatso: Choyamba, dziwani kuchuluka kwa ndalama zomwe mumagwiritsa ntchito kumtunda-kenako perekani 20% yake kugula mosayembekezereka mphindi zomaliza. Mwachitsanzo, ngati mungakwanitse $500, gwiritsani ntchito $400 yokha. Mwanjira imeneyi, ngati mutalandira mphatso kuchokera kwa munthu amene sanali pamndandanda wanu woyambirira, mukhoza kubwezera popanda kufotokoza mfundo yanu, akutero Judith Akin, M.D., dokotala wa zamaganizo ogwira ntchito pa yunivesite ya Vanderbilt. Pali mwayi woti mupeze khushoni: Chaka chatha, aku America akuti akanawononga $ 536 patchuthi koma amathera ndalama pafupifupi $ 730 iliyonse, kafukufuku wa National Retail Foundation adapeza.
Ganizirani za Zimene Muyenera Kuchita
Momwe mumakondera kutengera anzanu ndi abale anu, ndizosavuta kumva kuti kuyesetsa kwanu sikokwanira (makamaka ngati gulu lanu limaphatikizapo omwe amawononga ndalama zambiri). Izi sizoyambitsa nkhawa, komabe, atero ofufuza a Stanford Graduate School of Business. Adapeza kuti ngakhale operekawo akukhulupirira kuti olandila amayamikira mphatso zamtengo wapatali, koma mtengo wake ulibe gawo pakuyamikira. Ngati mukumvanso kuti mwaphimbidwa ndi abwenzi owolowa manja, yesani kuphatikiza ndalama zamphatso zamagulu, kapena kuyambitsa Santa Wachinsinsi, monga mphatso za 80s zokhala ndi kapu yamtengo wapatali ya $ 20.
Kumbukirani Chikondi
Ngati inu ndi mnyamata wanu mukuganiza zodumpha kusintha komwe kulipo (chifukwa mwangopita pang'onopang'ono pa sofa yatsopano, titi), osatero, akutero Elizabeth Dunn, Ph.D., pulofesa wa zamaganizo pa yunivesite ya British Columbia. . Kafukufuku wake akuwonetsa kuti mphatso yoyenera imatha kukumbutsa munthu wanu zomwe zikufanana, kumamupangitsa kuti akhale ndi chiyembekezo chamtsogolo. Kuti mukulitse kulumikizana kwanu, yang'anani mphatso zomwe zikuwonetsa zokonda zanu, akuti: Ngati mudakumana mukamachita nawo zojambula, mutengereni kamera. Onse okonda mafilimu? Mumugulire bokosi lomwe mutha kuwonera limodzi.
Perekani Zokumana Nazo, Osati Zinthu
Maulendo (monga awa Maulendo 5 Othandiza Kutenga Zima), chakudya, ziwonetsero ... izi zimapangitsa anthu kukhala osangalala kuposa zinthu zakuthupi, malinga ndi kafukufuku mu Psychological Science. Dunn akunena kuti muzikumbukira izi pamene mukugula, ndipo ganizirani matikiti a konsati kapena kulembetsa, monga kalabu ya vinyo wamwezi. Pazosankha zotsika mtengo, ganizirani ma voucha akanema, satifiketi yamphatso ya mani/pedi, kapenanso chakudya chamasana kumalo odyera atsopano. Dunn akuti, "Mutha kulipira ndalama zocheperako chifukwa chogwiritsa ntchito mphatso zochepa, chifukwa anthu amakonda kuziona kukhala zofunika kwambiri."